Plan Types

olans_chartWhile our core focus is on health plan accounts, we support more 30 other account types including tuition, adoption, commuter and child care. The Acclaris approach helps clients address the growing and diverse demands of a constantly changing marketplace.

We bring the experience of serving more than 1.8 million consumers by managing and administering a balanced portfolio of ABHP for health plans, benefit consultants, private and public exchanges and financial institutions. We understand that each organization is unique and have architected our solution to seamlessly integrate with employee and retiree benefit strategies.

FSA
A Flexible Spending Account (FSA) is a company benefit that can help you manage your overall health and dependent care expenses. You can set aside pre-tax dollars in an FSA to pay for many out-of-pocket medical expenses like doctor visits, vision and dental care and prescriptions. If specified in your plan, your employer may also contribute to your FSA.

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HRA
A Health Reimbursement Account (HRA) is a company benefit, funded solely by your employer. Your employer sets aside money for your HRA and nothing is withheld from your pay to fund your HRA. You can use your HRA to pay for or be reimbursed for out-of-pocket health care expenses.

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HSA
A Health Savings Account (HSA) is a tax-advantaged medical savings account available to employees enrolled in a qualified high-deductible health plan (HDHP). It works like a regular savings account that you can use to pay for many out-of-pocket medical expenses like doctor visits, prescriptions, vision and dental care costs, or you may choose to pay out of pocket for some expenses and save your HSA funds for expenses in the future.

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View our Account Type Comparison Chart (PDF)